Shopping
More people each year are using the internet to obtain disability insurance coverage. There is more information accessible to the consumer than ever before, empowering you to make an educated decision. The strength of the products we sell is evident to the person who understands what they are buying. The simple price shopper will most likely end up with inferior coverage, and most likely realize their mistake at the worst possible moment. Disability insurance is not a product that you can compare by price, monthly benefits, elimination period, and riders. You have to read and understand the language of the riders, and the language of the definitions within the disability insurance policy. There is always a reason if the price for a policy is quite inexpensive, most likely because the definitions of the policy and riders are restrictive.

Beginning the Shopping Process
The process of shopping for disability insurance can be as easy, or as painful as you would like it to be. We will actually only quote people we believe belong with one of the major carriers we work with. If you request a disability insurance quote from us, and we don't think you are a good fit for coverage with one of the carriers we work with, then we will send you an e-mail with a link to another company we do think you should obtain coverage with. Some of the other companies we will recommend people to are:

Research & Evaluation
Take your time researching the different provisions within a long term disability income insurance policy. We will send you four automatic e-mail reminders with a link to your proposal and application. This is our way of reminding you about it, please don't consider it pushy. After the fourth one, you won't get any more, and we delete all of your private information from our database. We will not sell anything about you to any other company. Take time to read other web sites like About Disability Insurance, and study the main aspects of any quote you receive.

Occupations That Are A Definite Fit
We mentioned before we will only quote occupations that are a good fit for the disability insurance companies we work with. We make no money sending out quotes to people who are not good fits, and end up buying from the company that is a good fit. Some of the occupations that are an excellent match with our carriers are:

If your occupation is not in this list, please don't think this means we don't want your business. This list is simply to provide an example of some of the occupations we write on a frequent basis.

Disability Income Insurance

Ultimately you are going to buy disability insurance from an agent, or company you feel comfortable with. We hope to earn your business, and promise to be available to you when you need us.